Corporate Lending Market — Powering Business Growth Through Financing

Overview

The corporate lending market comprises loans provided by financial institutions (banks, non-bank lenders, private credit funds) to businesses of all sizes — from small and medium enterprises (SMEs) to large corporations. These loans are used for a wide range of purposes: working capital, capital expenditure, growth/expansion, acquisition financing, refinancing, project finance, and syndicated/debt-club arrangements.

Unlike retail lending (consumer mortgages, credit cards), corporate lending often involves larger amounts, more complex underwriting, greater collateral or covenant structures, and closer lender-borrower relationships. It plays a vital role in supporting business investment, employment, innovation, infrastructure and economic growth globally.

Market Size & Growth Outlook

• The global corporate lending market was estimated at around USD 3.8 trillion in 2023.